Payment Gateway & Online Tools ..

A Free Internet Payment Gateway With Open Source & A GPL Secure Payment Gateway

Our processor is the only company in the market to provide a Free Payment Gateway, use of real time processing software and gateway access with your Merchant Account.  Even the Merchant Account's monthly fee is waived for months when you have no activity.



 

Whether you are looking for a turnkey solution, or want to develop your own, we have what you need.  Not only can you find complete solutions, but also you can get the free software you need to create your own applications that do real time transaction processing! 

In addition to credit card processing, the online gateway and software also run electronic checks for *check verification in real time, *check transaction processing as ACH items and complete online ACH Reporting and a complete Virtual Terminal for checks.

Merchants and merchant administrators can access the Virtual Terminal from anywhere from any standard PC computer or laptop with internet access. 

* Plus Transaction Fees

Free Real Time Transaction Software

It is easier than ever to write e-commerce applications that do transaction processing in real time!  You are provided with free, open source, GPL "real time transaction processing" software modules  that can be easily integrated into your applications and website to accept credit card and electronic check payments online.  They are designed to work with the free gateway processor connection.  

(These downloads and other resources are provided free of charge on a developers portal.)

You are provided free processing scripts and modules in these programming languages:

PHP
Java
Cold Fusion
Perl
.NET
COM Object

and more... 

Don't see what you need? Let us know and we will see what we can do. 

You can also write your own commerce scripts that interface with our gateway by referring to our processor testing and integration guide

To view transactions that you have sent to the Processor host, you are provided a Online Transaction Review link from our secure Processor Merchant Center. 

Secure Payment Gateway

The Payment Gateway service is built around the same set of industry-standard, open interfaces that enable World-Wide Web communications. All transactions use the following well-defined and well-understood technologies:

  • HyperText Transfer Protocol (HTTP)
  • Secure Socket Layer (SSL) Encryption
  • Common Gateway Interface (CGI)

The Payment Gateway receives messages as if they came from a Web browser. The Processor provides the Web server and the ISP Partner provides the Web client. The API interface between the ISP and Processor is the standard HTTP/1.0 (or HTTP/1.1) protocol using Secure Sockets Layer (SSL) encryption. The Processor Payment Gateway recognizes and processes both GET and POST methods.

Transactions are broken up into delimited fields. A transaction is transmitted either in the request header for the GET method, or following the request headers for the POST method.

As a user you can refer to the Processor Gateway Interface Specifications for the complete story.

Other Virtual Terminal Links:

Online Checks 

Online Credit Cards

Checks By Phone

Credit Cards By Phone 

Recurring Payment Manger - Checks & Credit Cards

Virtual Terminal

Merchant America 

Note: These services are for U.S.-based businesses only.

"Providing consumers convenience and business leaders payment security they can depend on is our business"

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